Accounts receivable, handled

The AR tool that picks up the phone.

It calls, texts and emails overdue accounts in your name, then books the date you get paid.

Free to start. diol earns a small percent of what it helps you recover, 3% down to 1% as you grow. It hands off to you the moment someone wants a person. Private beta.

Works with

Day 3EmailReminder sent from your addressOpened

Day 7TextFollow-up with a pay linkDelivered

Day 11CallReached the person who paysAnswered

Day 11SystemBooked a pay date for the 24thPromise

Day 24PaymentPaid in full by bank transferSettled

Day 24SystemRemaining steps cancelled, books updatedStopped

One overdue invoice, from first reminder to paid.

The call

A person answers, and the date goes on the books.

Every call opens by saying it is an automated assistant calling for you, and that the call is recorded. It hands off the moment someone asks for a person.

Calling Sarah · Acme Co.

Invoice #1042 · $1,200 · 12 days overdue

Done

Opens by saying it's an automated assistant

Hi, this is the automated assistant for Northstar Creative. Am I speaking with Sarah?

Yeah, this is Sarah.

Thanks Sarah. I'm calling about invoice #1042 for $1,200, which is 12 days past due. Is there a date that works to get that settled?

Money's a little tight. Can I do it Friday?

Friday the 27th works. I'll text you a secure pay link now, and we'll pause reminders until then.

Promise to pay logged. Fri, Jun 27 · $1,200. Chase paused, pay link texted.

Recovered this month$48,250

How a call ends: a date on the books.Sample data

Sounds like your best office manager
Books a real promise to pay
Texts a pay link on the call

Restraint

It is polite on your behalf, and it stops when it should.

You are the sender of record on every message, so the limits matter more than the automation. These are enforced in the product, not promised in a policy.

Holds calls and texts until quiet hours are over
Every call says it is automated, and recorded
A STOP reaches every business using diol, not just yours
Calls and texts stay off until you turn them on
Hands off the moment someone asks for a person
Stops the second an invoice is paid

Every limit, and the mechanic that enforces it

The whole thing

Every overdue dollar, on one screen.

The diol dashboard: $97,580.80 recovered this month across 19 payments, $19,705.09 outstanding, seven invoices in the chase queue, 77 days to get paid, and a bar showing where the cash is stuck by age — Recovered, outstanding, and who diol is working right now.Sample data

The product

Everything your AR person does, without the chasing.

diol works your overdue invoices the way your best office manager would, across every channel, and always lands back on the cash.

Shared inbox

Replies land in one place, already drafted

When a customer writes back, diol tags it and drafts the reply in your voice. You read it and hit send.

Status chips show what needs you
One-click AI replies
Disputes route straight to you

The diol inbox: a list of customer conversations with settled status chips, an open email thread where a customer promises to pay, and a Draft with AI reply box — Replies land in one place, already sorted.Sample data

Ask diol

Ask a question, get the number

Ask in plain English who is about to pay late, and diol answers from your live data with a chart. Then it proposes the next step and runs it once you confirm.

Answers from your own data, with a chart
Flags who is likely to pay late
Proposes the next step, and waits for you

The Ask diol chat open over the dashboard, answering which customers are most likely to pay late with named accounts and balances, showing the risk scores it looked at, and offering to enrol them in a chase or place a call — Ask a question in plain English, get the number back.Sample data

Get paid

Every dollar, tagged with how it came in

Payments land tagged with the method and the channel that brought them, so you can see what is actually working rather than guessing.

Received total, kept current
Every payment tagged by method and source

The diol payments report: total received, payment count, and a table of payments with customer, invoice, method, and amount — Every payment tagged with the method and the channel that brought it.Sample data

Analytics

See what's coming, not just what happened

A probability-weighted cash-flow forecast built from every open invoice, each promise to pay, and how that customer has actually paid before. It also tells you which channel recovers a dollar for the least.

A cash-flow forecast, not a guess
Your recovery rate against the industry benchmark
Cost per recovered dollar, by channel

The diol analytics page for the last 90 days: $179,968.75 recovered across 38 payments, $19,705.09 outstanding now, 76.7% of what was collectible recovered, 77 days to get paid against a general B2B median near 40, and a probability-weighted cash-flow forecast for the next 30, 60 and 90 days — A cash-flow forecast built from every open invoice and promise to pay.Sample data

How it works

Live in three steps.

Step 1
Connect
Link QuickBooks or Xero and diol pulls in every overdue invoice. Connect Stripe so customers can pay in a tap.
Step 2
Approve
Pick a cadence and a tone, then read the first messages. Nothing goes out until you say go.
Step 3
Get paid
diol works the account until they pay, then stops and updates your books. You can pause or take over any conversation.

The payoff

Overdue turns into paid, and the chase stops.

Every recovered dollar is tagged with the channel that brought it in, so you know what is actually working.

Five invoicesSample

Sarah · Acme Co.#1042$1,200Paid via call

Bright Studio#1039$3,480Paid via text

M. Okafor#1051$640Paid via email

Cedar & Vine#1033$2,150Paid via call

Northwind LLC#1047$980Paid via text

Recovered$8,450

Sample invoices, to show the shape of it. Your own ledger starts with your real ones.

Why diol

The follow-up you hate, without the trade-offs.

Chasing it yourself burns your time. Handing it to an agency burns the relationship. diol does neither.

Doing it yourself

Effort: Hours every week
Speed: Whenever you get to it
Relationship: Awkward, because it is on you
Cost: Your time
Your books: You update them by hand

Handing it to an agency

Effort: Off your desk
Speed: Slow, and only once it is very late
Relationship: A stranger contacts your client
Cost: 10 to 50% of what comes back
Your books: Drifts out of sync

diol

Effort: Set once, then automatic
Speed: Starts day one, polite and persistent
Relationship: First party, in your name
Cost: Flat monthly plus a success fee
Your books: Synced automatically

How doing it yourself, handing it to an agency, and diol compare on effort, speed, relationship, cost, and keeping your books up to date
Dimension	Doing it yourself	Handing it to an agency	diol
Effort	Hours every week	Off your desk	Set once, then automatic
Speed	Whenever you get to it	Slow, and only once it is very late	Starts day one, polite and persistent
Relationship	Awkward, because it is on you	A stranger contacts your client	First party, in your name
Cost	Your time	10 to 50% of what comes back	Flat monthly plus a success fee
Your books	You update them by hand	Drifts out of sync	Synced automatically

Your AR teammate

The office manager who only gets paid when you do.

diol works your overdue accounts like a teammate you never had to hire. On shift from day one, polite on every call, and paid only a small percent of what it brings back.

diol

Your AR office manager

On shift · working your accounts

Sample. diol works whatever accounts you connect.

Starts day one. No onboarding, no salary, no desk.
Works nights, weekends, and every timezone at once.
Never loses its temper, never forgets to follow up.
Says it's automated on every call, and records them.
Hands you the phone the moment someone wants a person.
Only gets paid a small percent of what it brings in.

Pricing

Start free. Pay a success fee on what comes back.

A flat monthly plan plus a percent of what diol helps you recover, 3% on the free plan down to 1% on Scale. No long contract, cancel anytime.

Pay as you go

$0/mo

plus a 3% success fee on what diol helps you recover

Email + SMS chasing
5 free AI voice calls, then prepaid credits
Branded pay portal
QuickBooks / Xero sync

Starter

$69/mo

plus a 2% success fee on what diol helps you recover

Everything in Pay as you go
100 AI calls / mo included
450 texts / mo included
1 seat

Growth

Popular

$169/mo

plus a 1.5% success fee on what diol helps you recover

Everything in Starter
250 AI calls / mo included
Custom cadences
Advanced analytics (channel ROI)
Remove diol branding (white-label)
1,000 texts / mo included
3 seats
Priority support

Scale

$379/mo

plus a 1% success fee on what diol helps you recover

Everything in Growth
600 AI calls / mo included
Multi-client accountant console
2,500 texts / mo included
Unlimited seats
Dedicated onboarding

See full pricing and the savings calculator

Questions

Straight answers.

Anything not here, ask before you sign up rather than after. Send a question.

Does diol use my business name?

Yes. Every call, text, and email goes out as your business, never an agency.

Does it say it is automated?

On calls it opens by disclosing it is an automated assistant calling on your behalf, and that the call is recorded.

What does it connect to?

QuickBooks and Xero, where your invoices live, so diol knows exactly what is overdue. Stripe is the payment rail, so customers can pay in a tap and it writes back to your books automatically.

What does it cost?

Start free. diol earns a success fee of 3% of what it helps you recover on the free plan, and the rate steps down to 1% as you grow.

Can I stop it?

Any conversation can be paused or taken over by you at any point. A customer who texts STOP is silenced on calls and texts to that number, and a customer who asks not to be contacted at all is suppressed on every channel including email.

See what is overdue. Start bringing it home.

diol is in private beta. Leave your email and we will reach out the moment a spot opens.

No card required.